Have you ever wondered how working families and individuals go from renting to owning their first home? Purchasing a home can be a daunting process, especially when qualifying for a loan is so complicated. Since 1993 Columbia County Habitat for Humanity has helped many families achieve their dream. Habitat for Humanity is not a handout, it is a helping hand. The organization assists the potential owner at every step of the process, beginning with applying for a low-cost mortgage requiring no down payment.
Every homeowner is assigned a partner to support them with the process of transitioning to homeownership, including financial training, basic home maintenance skills and community connection. On the way to ownership, the “sweat equity” requirement brings together family, friends and volunteers to invest in the property through work on the site or volunteering hours with the Habitat ReStore in Hudson, NY.
Three Columbia County properties are ready for occupancy and seeking eligible families. Two newly-built, attached homes are in Ancramdale, a quaint rural town in southern Columbia County known for abundant farmland and its tight-knit community. A third freshly renovated home is in northern Columbia County, nestled in the vibrant Lebanon Valley.
Those looking to learn more can visit ColumbiaCountyHabitat.org for income eligibility and other details about the program. Qualifying for the home begins with a call to the Habitat office: 518-828-0892 or by submitting an application, which can be found online.
About Habitat for Humanity
Columbia County Habitat for Humanity was founded in 1993 to make safe, decent, affordable home ownership available to working families. Partnering with families, community volunteers and area businesses and organizations, Habitat helps transform lives. Together, we build affordable and sustainable houses that become the foundation of our homeowners’ paths to strong, stable and independent lives and futures for themselves and their children. To generate revenue for building projects as well as encourage re-use and recycling, Habitat also operates ReStore, located adjacent to our office on Route 66, just north of 9H in Hudson, NY.